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Consumer Protection Disclosure
Insurance Disclosure
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In accordance with provisions mandated by the Gramm-Leach-Biley
Act of 1999, you are provided with the following disclosure
concerning the sale of insurance products.
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The insurance product is not a deposit or other
obligation of, or guaranteed by, Citizens & Northern Bank
or any affiliate of Citizens and Northern Bank.
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The insurance product is not insured by the
Federal Deposit Insurance Agency (FDIC) or other Agency of
the United States,
Citizens & Northern Bank or (if applicable) any affiliate
of Citizens & Northern Bank.
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There is investment risk associated (if applicable)
including the possible loss of value.
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In the case of an application
for credit in
connection with which an insurance product is being sold,
solicited or offered,
Citizens & Northern Bank may not condition
the extension of credit on either:
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The consumer's purchase of an insurance product
from Citizens & Northern
Bank or any of its affiliates, or
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The consumer's agreement not to obtain, or a prohibition
on the consumer from obtaining, an insurance product from
any unaffiliated entity.
All Insurances are offered through C&N Financial Services,
Corp., a subsidiary of Citizens & Northern Bank
*Not
a Deposit or other obligation of C&N Bank
*Not FDIC Insured
*Not
Insured by any Federal Government Agency
*No C&N
Bank Guarantee
*Subject to investment
risk, including the loss of the principal amount invested |
Securities offered through: UVEST Financial
Services, Inc., Member NASD & SIPC. UVEST and Citizens & Northern
Bank are independent entities. |