Welcome to C&NFS Insurance!
We are here to serve your individual and business insurance needs.

Citizens & Northern, through our subsidiary, C&NFS, a name you've trusted
for many years, is proud to offer you some important new products and services
to meet your business and personal insurance needs. At C&N Financial Services,
Corp. we're dedicated to providing you with the best value and the highest level
of customer service available.

Toll Free 1-866-ASK-CNFS
(1-866-275-2637)

SERVICES:

ANALYSIS: We will evaluate your specific insurance risk and provide you with a detailed analysis identifying efficient, cost effective solutions.
INDEPENDENT AGENCY: As an independent agency, we will search the market for highly rated insurance companies that offer appropriate coverage and most favorable pricing.
WE REPRESENT YOU: We will act as your representative by negotiating renewals with your insurance carriers.
HIGH QUALITY SERVICE: We are committed to assisting you with any administrative issue (implementation, claims issues, enrollment, billing, changes, etc.)
EMPLOYEE EDUCATION: We will conduct ongoing employee meetings to educate your employees about the insurance offerings and their benefits.

PRODUCTS:
Insurance Products for Individuals	Insurance Products for Groups
Term Life Insurance  Whole Life  Annuities  Long-Term Care  Medical Savings Accounts  Medical Supplement Insurance  Health Insurance	Group Life Insurance  Group Disability Insurance  Group Dental Insurance  Group Vision Insurance  Group Long-Term Care Insurance  Voluntary Group Insurance  Section 125 Plans

To receive a free, no-obligation quote or information on our insurance products and services, please contact us by calling 1-866-ASK-CNFS, toll free Monday through Friday between 8:00 A.M. and 4:30 P.M.

All Insurances are offered through C&N Financial Services, Corp., a subsidiary of Citizens & Northern Bank